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Pick Your Plan

Pay in full or choose a payment plan. Every plan includes a phone consultation, and you get your intake form by text and email within minutes of enrolling.

Next Chance Bundle

Disputing & Rental Solution combined

$650

pay in full

  • 3 rounds of aggressive disputing
  • Plus the Expedited Rental Solution (negative rental history fix)
  • Covers collections, late payments, charge-offs, student loans, repossessions, bankruptcy, eviction balances, medical bills
  • Phone consultation included
  • Third-party credit report access required ($29.90/mo)
  • Not for Public Records
Enroll Now: $650
See payment plan options
2 payments of $325/mo 4 payments of $162.50 biweekly

Next Chance Plan

Ongoing credit monitoring & dispute work

$150

to start

  • Up to 6 months of credit monitoring across all 3 bureaus
  • Aggressive dispute work on collections, late payments, charge-offs, student loans, repossessions, bankruptcy, eviction balances, and medical bills
  • Legal review and escalations when violations are confirmed
  • Personal information cleanup and opt-out from applicable data furnishers
  • Inquiry removal included
  • Phone consultation included
  • Third-party credit report access required ($29.90/mo)
Enroll Now: $150 to start
See payment plan options
Make a one time payment Two payments of $375

Expedited Rental Solution

For negative rental history only

$300

pay in full

  • Solution for negative rental history
  • 8 business day process
  • Email with next steps within 24 hours of purchase
  • Not for Public Records or Credit Report
  • If a payment plan is used, the service is not completed until the second payment has cleared
Enroll Now: $300
See payment plan options
2 payments of $150 biweekly

Inquiry Removal

Targeted inquiry removal only

$229

pay in full, one-time

  • Inquiry removal from your credit report only
  • Phone consultation included
  • Third-party credit report access required ($29.90/mo)
  • On-boarding email within 24 hours of ordering
  • Do not use an iCloud email address when purchasing
Enroll Now: $229
Enrolling Together

Couples Packages

Buying a home, renting, or rebuilding together? Enroll both of you under one plan and one payment instead of two separate enrollments.

Next Chance Bundle for Two

Disputing & Rental Solution, both partners

$1,097

pay in full · covers two people

Instead of $650 each
  • 3 rounds of aggressive disputing for each person
  • Plus the Expedited Rental Solution for each person (negative rental history fix)
  • Covers collections, late payments, charge-offs, student loans, repossessions, bankruptcy, eviction balances, medical bills
  • Phone consultation included
  • Third-party credit report access required ($29.90/mo)
  • Not for Public Records
Enroll Now: $1,097
See payment plan options
5 payments of $219.40 biweekly 2 payments of $548.50 monthly

Next Chance Plan for Two

Ongoing monitoring & dispute work, both partners

$1,297

pay in full · covers two people

Instead of $750 each
  • Up to 6 months of credit monitoring across all 3 bureaus for each person
  • Aggressive dispute work on collections, late payments, charge-offs, student loans, repossessions, bankruptcy, eviction balances, and medical bills
  • Legal review and escalations when violations are confirmed
  • Personal information cleanup and opt-out from applicable data furnishers
  • Inquiry removal included
  • Phone consultation included
  • Third-party credit report access required ($29.90/mo)
Enroll Now: $1,297
See payment plan options
5 payments of $259.40 biweekly 3 payments of $432.33 monthly
Rather Do It Yourself?

The Same Dispute Engine, In Your Hands

Not ready for done-for-you? Run your own disputes with the exact software the pros use. Upload your report, approve the letters, and the engine handles the printing and first-class mailing for you. You stay in control, on your own schedule, for a fraction of the cost.

  • All 3 bureaus, every single round
  • Handles 12,000+ credit file variations
  • Every negative account type covered
  • Printing and first-class mail included
  • Round-by-round deletion tracking
  • Unlimited dispute letters included
$77

No contract. No subscriptions. No setup fee.

Start Your DIY Disputes
Guides

Do-It-Yourself Guides

DIY Dispute Guide

DIY Dispute Guide

The step-by-step dispute playbook. Templates, letter sequencing, and the exact process used on client files.

$47 Buy Now
DIY Bankruptcy Guide

DIY Bankruptcy Guide

How to challenge a bankruptcy notation on your report and rebuild afterward, without paying for done-for-you work.

$47 Buy Now
ChexSystems Restoration Guide

ChexSystems Restoration Guide

Get back into the banking system. How ChexSystems works, what gets you flagged, and how to clear it.

$47 Buy Now
Glow Up Your Finances Guide FREE

Glow Up Your Finances Guide

Your free 30-day action plan with daily steps, score-building strategies, budgeting templates, dispute letter basics, and mindset shifts.

Free Get It Free

Not Sure Which One Fits?

Book a call with Jeanique. She will look at where you actually are and tell you which plan makes sense, or whether you need one at all.

Book a Call